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15 Ways Having an Extra Grand Per Month Would Be a Game Changer

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Imagine the prospect of an extra $1,000 flowing into your bank account every month. Picture the myriad of emotions that would well up within you as this financial windfall graces your life. What thoughtful avenues might you explore to harness this newfound economic resource? Would you choose to bolster your savings, treat yourself to life’s pleasures, delve into strategic investments, or perhaps steer it toward benevolent causes?

An online community discussed how an extra $1,000 monthly would change their lives. Here are some of their inspiring and surprising answers.

1. Financial Freedom

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Photo Credit: Dean Drobot from Shutterstock.com.

Many users said that with this extra income, they can focus more on a better quality lifestyle and worry less about making ends meet. A user said, “I’d worry less about my bills. That’s half my daycare expense. That’s about a third of my total mortgage payment. That covers 5% of my total student debt. That’s my electric, gas, cell phone, and cable bills. So I could save that extra thousand dollars for the future.”

2. Debt Relief

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Photo Credit: Deposit Photos

For most people, having an extra $1,000 monthly is an opportunity to break free from the shackles of debt. A user said, “I can pay off some debt and live comfortably. I do not have to worry about every penny I spend or if I have enough money for groceries this week.”  

“I will get out of debt faster so I can build peace of mind with more peace of mind.” Another user said.

3. Dental Procedures

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During a financial crisis, we often ignore our dental health. However, users say they can finally prioritize their dental procedures with the extra funds. Someone said, “I will pay my debts and fix my teeth.”

4. Reduce Work Hours

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Some prioritize spending time with their loved ones over financial gains or work commitments. A user said, “Ask my husband to take more time off work. We don’t need the extra money; I’d rather have his company.”

Another commented, “Work fewer hours. I’ve been here for 32 years and haven’t been able to take a vacation in over four years.”

5. Mental Health Care

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Photo Credit: Shutterstock.com.

With an extra $1,000 monthly, financial stability allows users to care for their and their loved one’s mental health. A user said, “Be able to care for my and my wife’s mental health much better. Her therapy is important but expensive. I would love to ensure she had more appointments and the best care.”

6. Support Families in Need

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This person has to say, “My mom recently became single, with three kids and a grandkid at home. She and two kids living with her cannot work because of severe health problems. I know she is constantly terrified about how she will pay the bills. I’d give her the $1,000 each month in a heartbeat.”

7. Get a Radio Set

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Photo Credit: Deposit Photos.

With the extra $1,000 at his disposal, a user will invest in a radio set, bringing joy and entertainment into life, saying, “I’m 14, so pretty big amount. I would buy a good radio and talk to somebody to boost my mental health.”

8. Animal Welfare and Literary Dreams

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Photo Credit: Deposit Photos.

A user shared two impactful ways to utilize these funds. He wrote, “Take better care of my animals and publish more of my books. I have manuscripts to the moon.”

9. Expanding The Family

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The ability to support the expenses associated with raising a child brings a sense of security and peace of mind. Someone said, “I’d be able to afford a second kid without waiting till we both get our next substantial raises.”

10. Retail Therapy

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Has anyone ever said no to shopping? With an extra $1,000 monthly, users dream of indulging in shopping sprees and experiencing the joys of retail therapy. A user said, “Regular shopping can create excitement, satisfaction, and self-expression.”

11. Moving to a Nice Apartment

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Someone said, “Oh, it would be astounding. I could move out of this 105-year-old place and into a nicer apartment. No need to worry about rent. I’ll just use the $1,000 towards it.”

12. Attending Your Favorite Musical Shows

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Photo Credit: Deposit Photos.

With an additional $1,000 per month, you can take your passion to new heights. A music lover said, “Oh, it would tremendously improve my life. I love music, and I’m always trying to attend a show here or a festival there. An extra $1,000 a month, and I’d never miss a Widespread Panic show again.” That’s cool!

13. Culinary Delights

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Food is an ultimate pleasure. A user said, “I’d be fatter, and Uber Eats revenue would increase by about $1000 monthly.”

“For a little while, I’d eat steak every day, then I’d eat pizza every day, then I’d have Chinese every day, then I’d have whatever fast food I wanted for a while.”

14. Breathe

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Photo Credit: Deposit Photos.

Sufficient funds to cover monthly bills alleviate the burden of financial uncertainty, reducing anxiety and promoting better mental health by providing a sense of stability and control over one’s financial obligations.

15. Enjoy

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Photo Credit: Deposit Photos.

We all have different monetary goals, dreams, and hobbies. An extra $1k could definitely improve the majority of our lives in some small (or big) way- no matter what our current income is.


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